Intelligent Corporate Marketing
Our platform-based channel operation, scenario-oriented products, and modular systems are helping banks handle the difficulties found in customer acquisition, product homogeneity, system aging, and other problems. Currently, we are preparing intelligent P2P online marketing solutions for financial institutions. Furthermore, we are also supplying our channels and corporate customers with a full spectrum of financial products to achieve a virtuous circle amidst bank collaborative products, channel attractiveness, and loan amounts.
Product System
-
Channel Operation Solutions- Diversified scenarios
- Mass flow
- Efficient conversion
-
Product SolutionsP2P online solutions for standard operating loans (e.g. tax bill loan and housing mortgage loan):
- Product solutions
- Digital marketing
- Intelligent data feed
-
Supply Chain Solutions- All-round P2P online solutions for supply chains, including receivables and orders.
- Core enterprises acquire upstream and downstream customers in batches
Product Advantages
Five major data sources, multi-scenario risk management solutions, all-process risk management services (pre-loan, in-loan, and post-loan services), and rapid iteration/launch.
-
Diversified traffic operation
- Multiple scenarios: Link customs, government, industrial platforms, channels, etc
- Massive channels: 1000plus channels, 400plus active channels, reaching 10 millionplus SME enterprises
-
Expert level experience
- 20 years+ industry expert experience
- Fully verified practical application
- Integrate business & technical experience
-
Scenario-based loan product
- Multi-scenario product scheme design
- Supply chain financial scheme design
-
Digital management
- Scenario financial ecosystem
- Points benefits and precision marketing
- Empower online banking business
- Ecosystem promotes mobile bank
Cases - Supply Chain Business
A city commercial bank in north china
Phase I: spare parts output
- Electronic certificate / SME financing & services chain 1.0
- Product scheme & process design
Phase II: complete vehicle scheme
- SME financing & services chain 2.0 (intelligent material submission, intelligent risk control)
- Business development & joint operation
Phase III: complete vehicle + autonomous driving
- Supply chain financial integrated platform
- Full product line: receivable, prepaid and data loan products
- Data governance and risk control system: loan origination risk portrait, loan servicing review, delinquency management monitoring and early warning
Project effect
-
5Months
Fast launch
3home
Core enterprise
-
15%
Credit approval
15home
Core enterprise
-
85%
Process efficiency improvement
50%
Automated approval rate increases
0.5billion RMB
Deposit increases
Case — Tax Bill Credit
A joint-stock commercial bank
Innovative product
- Tax credit: Integration of tax bill credit and invoice credit
Platform-based customer acquisition
- Batch customer acquisition: 1000plus channels
- Intelligent channel management
Loan origination
- Intelligent material submission: online application & verification
- Risk management pre-review
loan servicing
- Intelligent decision-making engine
- E-signature
Delinquency management platform
- Delinquency management indicator monitoring system
- Real-time delinquency management warning
Project effect
75%
New small and micro lending
350+
New channels
20%
Pass rate of customer pre-review
30%
Shortened the loan approval time
Intelligent Corporate Risk Management
We are supplying financial institutions with whole-process intelligent P2P risk management solutions, including pre-loan review, in-loan approval, post-loan management, and loan collection. Through the construction of our P2P credit/loan system, we are forging the "vehicle chassis" and enhancing our technological capability in the whole credit/loan process. In the meantime, we are creating Internet litigation solutions to build a service platform integrating online case acceptance, liaison with collection companies, and court litigation services.
Product System
-
SAT Integrated Business Platform- Lightweight mobile business platform.
- Multidimensional risk management analysis.
- Preliminary screening, due diligence investigation (door-to-door), and anti-fraud.
-
Digital Credit System- 100% online P2P credit system.
- 100% online digital operation, including intelligent data feed, intelligent due diligence investigation, intelligent approval, and post-loan monitoring.
-
Integrated Smart Debt Collection & Lawsuit Solution- A solution integrating small/micro-sized loan collection and litigation.
- Supporting online case submission and loan collection, online batch litigation and registration, and online notarization.
-
iRisk Management Platform- Based on the magnanimous and multidimensional big data risk management and labeling system.
Product Advantages
-
Whole-process Online Operation
- 100% online credit management platform
- Over 40% decrease in manual entry.
- Over 30% increase in customer management capacity.
- 13 modules can be configured on a modular basis for different scenarios.
-
Independent Output and Flexible Configuration
- Lightweight cloud platform deployment and rapid launch
- Standardized function modules can be output independently
- Independent configuration of processes, rules, and parameters.
-
Rich Data and Advanced Industry Model
- Embedded with 8 enterprise labeling systems and over 3,000 enterprise portrait labels.
- Full online smart loan collection and litigation: 10 times the case handling capacity, leveraging the experience of Ping An Group, and innovating 8 major industry models for corporations.
-
Compliance and High-efficiency
- P2P system: covering the whole process of customer acquisition, entry, approval and post-loan.
- Intelligent online tool: customer portrait, sales management, and business process.
Cases - Intelligent Risk Management
A Joint-stock Bank
Corporate Portrait
- Whole bank-level corporate risk platform: 76 kinds of labeling systems.
Risk Identification
- Closed-loop warning management: 15 types of data; different warning thresholds set for different industries.
Monitoring Model
- Accurate warning and mobile management: accurate warning, embedded to the customer manager APP.
Project Performance
-
80,000
Corporate/small and micro-sized customer holographic portrait
-
100%
Signal processing rate
600+
Post-loan warning rules
-
85%
Accuracy greater than
50%
Hit rate greater than
15%
Misinformation rate less than
Case—SME entrusted collection
A Rural Commercial Bank + An Insurance Company
Stage T+4
- Gradually increase the pressure, trace PTP, and increase the return rate.
31~60 days
- Reconstruct the collection strategy and the verbal skill.
- Pay attention to the number of effective calls and process indicators and strengthen collector compliance management.
61 ~ 90 days
- Restore communication, property monitoring, and E-mail lawyer's letter
Project Performance
-
34.2%
the average return rate
214%
Increase in the M3 return rate
-
43%
Increase in the average return rate
-
3.1times
the average return rate
Smart Government & Enterprise Platform
Relied on FiMAX blockchain technology and AI intelligence, we create an integrated and comprehensive solution of credit service, cross-border trade service, financial service and enterprise service for the government. We provide a platform for financial institutions to connect with SMEs, and meanwhile, give SMEs better access to financial resources, and help financial institutions assess the credit status of SMEs more accurately.
Product System
-
Smart Credit- Supervision information integration of ministries and commissions
- Early warning and publicity mechanism
- Multi-dimensional enterprise credit system
-
Smart Cross-border Trade- Intelligent declaration before customs clearance
- Intelligent passage in customs clearance
- Intelligent inspection after customs clearance
-
Smart Finance- Multi-data integration: government, financial institutions and enterprises
- Comprehensive corporate portrait rating
- Intelligent risk control capability
-
Smart Services- Accurate matching policy
- Intelligent declaration and approval
- Improve work efficiency
Product Advantages
-
Rich Experience in Enterprise Service
- Relied on the group, we have served over 11 million small and micro groups and 5.4 million SMEs
- Trade Links Guangdong Province, Hong Kong SAR, Singapore with 3 big customs blockchain pilot project
- 10,000plus industrial chain data that covers 50% of strategic emerging industries such as medical, automobile and electronics industries
-
Comprehensive Government Ecological Layout
- The Group serves 200plus cities, 26plus government departments and covers 6000plus enterprise policies
- 10plus big service scenario, 2000plus enterprise service
- 150plus national data, 4500plus economic indicators
-
Mature Financial Ecosystem
- 460 billion+ inclusive loan scale, 1 trillion+ POS business volume
- 81 industry models, 3000+ risk control rules, 92% enterprise early warning accuracy rate
-
Scenario-based government-enterprise platform operation
- Combine scenarios and introduce nearly a thousand products
- Innovative design of government scenario-based products (government procurement credit products, etc.)
Case — SME Financing Platform
A provincial SME financing platform
Initiated by a provincial financial bureau and designed and developed by Financial One Account, it applies blockchain technology to establish a secure mutual trust mechanism between banks and SMEs, effectively solving the financing pain points of three types of SMEs: manufacturing, foreign trade and science and innovation.
Platform construction
- 44355 enterprises
- 347 financial institutions
- 954 financing products
Intelligent financing
- 10290 financing applications
- 215 billion application amounts
- 700 million epidemic area financing
Intelligent risk control
- 34 institutions, 250 types of data
- 5-dimensional corporate portrait
- Full coverage of 12 million enterprises
Intelligent financial supervision
- 10,000plus institutions with full coverage of 7+4 categories
- 100plus regulatory reporting system, 70plus demonstration institution model
Case — Cross-border trade
Cross-border trade platform we built empowers the port service system, promotes multi-party interconnection under the trade scenario and optimizes the business environment
Smart trade
Business collaboration
Cross-border trade blockchain alliance
- Save 83% in document sorting time
- Circulation of documents in real time, reducing 1-2 days
- The clearance efficiency is 5-6 times higher than the original
Smart supervision
Customs clearance and inspection
Tax administration
Inspection
Smart inspection
- The inspection operation time was shortened by 80% on average
- Greatly reduce various costs and expenses of enterprises
Smart logistics
Route planning
Efficient transportation
Intelligent port
Cross-Guangdong-Hong Kong-Macao Greater Bay Area port logistics and trade facilitation Blockchain platform
- Capacity utilization rate increased by 30%
- Transportation costs are reduced by 30%
- Overall throughput increased by 20%
Smart trade
Intelligent products
Intelligent risk control
Channel integration
Single window financial services
- Launched 13 major financial products
- Coves international settlement, cross-border financing and cross-border insurance
- More than 700,000 registered enterprises
Intelligent Corporate Marketing
Our platform-based channel operation, scenario-oriented products, and modular systems are helping banks handle the difficulties found in customer acquisition, product homogeneity, system aging, and other problems. Currently, we are preparing intelligent P2P online marketing solutions for financial institutions. Furthermore, we are also supplying our channels and corporate customers with a full spectrum of financial products to achieve a virtuous circle amidst bank collaborative products, channel attractiveness, and loan amounts.
Product System
-
Channel Operation Solutions
- Diversified scenarios
- Mass flow
- Efficient conversion
-
Product Solutions
P2P online solutions for standard operating loans (e.g. tax bill loan and housing mortgage loan):
- Product solutions
- Digital marketing
- Intelligent data feed
-
Supply Chain Solutions
- All-round P2P online solutions for supply chains, including receivables and orders.
- Core enterprises acquire upstream and downstream customers in batches
Product Advantages
Five major data sources, multi-scenario risk control solutions, and full-process risk control services on loan origination, loan servicing, delinquency management with quick online iteration.
-
Diversified traffic operation
- Multiple scenarios: Link customs, government, industrial platforms, channels, etc
- Massive channels: 1000plus channels, 400plus active channels, reaching 10 millionplus SME enterprises
-
Expert level experience
- 20 years+ industry expert experience
- 20 years+ industry expert experience
- 20 years+ industry expert experience
-
Scenario-based loan product
- Multi-scenario product scheme design
- Supply chain financial scheme design
-
Digital management
- Scenario financial ecosystem
- Points benefits and precision marketing
- Empower online banking business
- Ecosystem promotes mobile bank
Case — Supply Chain Business
A city commercial bank in north china
Phase I: spare parts output
- Electronic certificate / SME financing & services chain 1.0
- Product scheme & process design
Phase II: complete vehicle scheme
- SME financing & services chain 2.0 (intelligent material submission, intelligent risk control)
- Business development & joint operation
Phase III: complete vehicle + autonomous driving
- Supply chain financial integrated platform
- Full product line: receivable, prepaid and data loan products
- Data governance and risk control system: loan origination risk portrait, loan servicing review, delinquency management monitoring and early warning
Project effect
-
5Months
Fast launch
-
3home
Core enterprise
-
5%
Credit approval
-
5home
Core enterprise
-
85%
Process efficiency improvement
-
50%
Automated approval rate increases
-
5%
Core enterprise
Case — Tax Bill Credit
A joint-stock commercial bank
Innovative product
- Tax credit: Integration of tax bill credit and invoice credit
Platform-based customer acquisition
- Batch customer acquisition: 1000plus channels
- Intelligent channel management
Loan origination
- Intelligent material submission: online application & verification
- Risk management pre-review
loan servicing
- Intelligent decision-making engine
- E-signature
Delinquency management platform
- Delinquency management indicator monitoring system
- Real-time delinquency management warning
Project effect
-
75%
New small and micro lending
-
350+
New channels
-
20%
Pass rate of customer pre-review
-
93%
Shortened the loan approval time
Intelligent Corporate Risk Management
We are supplying financial institutions with whole-process intelligent P2P risk management solutions, including pre-loan review, in-loan approval, post-loan management, and loan collection. Through the construction of our P2P credit/loan system, we are forging the "vehicle chassis" and enhancing our technological capability in the whole credit/loan process. In the meantime, we are creating Internet litigation solutions to build a service platform integrating online case acceptance, liaison with collection companies, and court litigation services.
Product System
-
SAT Integrated Business Platform
- Lightweight mobile business platform.
- Multidimensional risk management analysis.
- Preliminary screening, due diligence investigation (door-to-door), and anti-fraud.
-
Digital Credit System
- 100% online P2P credit system.
- 100% online digital operation, including intelligent data feed, intelligent due diligence investigation, intelligent approval, and post-loan monitoring.
-
Integrated Smart Debt Collection & Lawsuit Solution
- A solution integrating small/micro-sized loan collection and litigation.
- Supporting online case submission and loan collection, online batch litigation and registration, and online notarization.
-
iRisk Management Platform
- Based on the magnanimous and multidimensional big data risk management and labeling system.
Product Advantages
Five major data sources, multi-scenario risk management solutions, all-process risk management services (pre-loan, in-loan, and post-loan services), and rapid iteration/launch.
-
Whole-process Online Operation
- 100% online credit management platform
- Over 40% decrease in manual entry.
- Over 30% increase in customer management capacity.
- 13 modules can be configured on a modular basis for different scenarios.
-
Independent Output and Flexible Configuration
- Lightweight cloud platform deployment and rapid launch
- Standardized function modules can be output independently
- Independent configuration of processes, rules, and parameters.
-
Rich Data and Advanced Industry Model
- Embedded with 8 enterprise labeling systems and over 3,000 enterprise portrait labels.
- Full online smart loan collection and litigation: 10 times the case handling capacity, leveraging the experience of Ping An Group, and innovating 8 major industry models for corporations.
-
Compliance and High-efficiency
- P2P system: covering the whole process of customer acquisition, entry, approval and post-loan.
- Intelligent online tool: customer portrait, sales management, and business process.
Cases - Intelligent Risk Management
A Joint-stock Bank
Corporate Portrait
Risk Identification
- Closed-loop warning management: 15 types of data; different warning thresholds set for different industries.
Monitoring Model
- Accurate warning and mobile management: accurate warning, embedded to the customer manager APP.
Project Performance
-
8
Corporate/small and micro-sized customer holographic portrait
-
100%
Signal processing rate
-
600+
Post-loan warning rules
-
85%
Accuracy greater than
-
50%
Hit rate greater than
-
15%
Misinformation rate less than
Case—SME entrusted collection
A Rural Commercial Bank + An Insurance Company
Stage T+4
- Gradually increase the pressure, trace PTP, and increase the return rate.
31~60 days
- Reconstruct the collection strategy and the verbal skill.
- Pay attention to the number of effective calls and process indicators and strengthen collector compliance management.
61 ~ 90 days
- Restore communication, property monitoring, and E-mail lawyer's letter
Project Performance
-
34.2%
the average return rate
-
214%
Increase in the M3 return rate
-
43%
Increase in the average return rate
-
3.1times
the average return rate
Smart Government & Enterprise Platform
Relied on FiMAX blockchain technology and AI intelligence, we create an integrated and comprehensive solution of credit service, cross-border trade service, financial service and enterprise service for the government. We provide a platform for financial institutions to connect with SMEs, and meanwhile, give SMEs better access to financial resources, and help financial institutions assess the credit status of SMEs more accurately.
Product System
-
Smart Credit
- Supervision information integration of ministries and commissions
- Early warning and publicity mechanism
- Multi-dimensional enterprise credit system
-
Smart Cross-border Trade
- Intelligent declaration before customs clearance
- Intelligent passage in customs clearance
- Intelligent inspection after customs clearance
-
Smart Finance
- Multi-data integration: government, financial institutions and enterprises
- Comprehensive corporate portrait rating
- Intelligent risk control capability
-
Smart Services
- Accurate matching policy
- Intelligent declaration and approval
- Improve work efficiency
Product Advantages
Five major data sources, multi-scenario risk control solutions and full-process risk control services on loan origination, loan servicing, delinquency management with quick iteration
-
Rich Experience in Enterprise Service
- Relied on the group, we have served over 11 million small and micro groups and 5.4 million SMEs
- Trade Links Guangdong Province, Hong Kong SAR, Singapore with 3 big customs blockchain pilot project
- 10,000plus industrial chain data that covers 50% of strategic emerging industries such as medical, automobile and electronics industries
-
Comprehensive Government Ecological Layout
- The Group serves 200plus cities, 26plus government departments and covers 6000plus enterprise policies
- 10plus big service scenario, 2000plus enterprise service
- 150plus national data, 4500plus economic indicators
-
Mature Financial Ecosystem
- 460 billion+ inclusive loan scale, 1 trillion+ POS business volume
- 81 industry models, 3000+ risk control rules, 92% enterprise early warning accuracy rate
-
Scenario-based government-enterprise platform operation
- Combine scenarios and introduce nearly a thousand products
- Innovative design of government scenario-based products (government procurement credit products, etc.)
Case — SME Financing Platform
A provincial SME financing platform
Initiated by a provincial financial bureau and designed and developed by Financial One Account, it applies blockchain technology to establish a secure mutual trust mechanism between banks and SMEs, effectively solving the financing pain points of three types of SMEs: manufacturing, foreign trade and science and innovation.
Platform construction
- 44355 enterprises
- 347 financial institutions
- 954 financing products
Intelligent financing
- 10290 financing applications
- 215 billion application amounts
- 700 million epidemic area financing
Intelligent risk control
- 34 institutions, 250 types of data
- 5-dimensional corporate portrait
- Full coverage of 12 million enterprises
Intelligent financial supervision
- 10,000plus institutions with full coverage of 7+4 categories
- 100plus regulatory reporting system, 70plus demonstration institution model
Case — Cross-border trade
Cross-border trade platform we built empowers the port service system, promotes multi-party interconnection under the trade scenario and optimizes the business environment
Smart trade
Cross-border trade blockchain alliance
- Save 83% in document sorting time
- Circulation of documents in real time, reducing 1-2 days
- The clearance efficiency is 5-6 times higher than the original
Smart supervision
Tax administration
Inspection
Smart inspection
- The inspection operation time was shortened by 80% on average
- Greatly reduce various costs and expenses of enterprises
Smart logistics
Efficient transportation
Intelligent port
Cross-Guangdong-Hong Kong-Macao Greater Bay Area port logistics and trade facilitation Blockchain platform
- Capacity utilization rate increased by 30%
- Transportation costs are reduced by 30%
- Overall throughput increased by 20%
Smart trade
Intelligent risk control
Channel integration
Single window financial services
- Launched 13 major financial products
- Coves international settlement, cross-border financing and cross-border insurance
- More than 700,000 registered enterprises
