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According to Oliver Wyman, we are the largest technology-as-a-service platform for financial institutions in China in terms of number of customers. OneConnect provides four integrated products across the full scope of the businesses — from digital retail, digital enterprise finance, digital insurance to Gamma Platform, and the financial technology infrastructure provider. The Company integrates extensive financial services industry expertise with market-leading technology to provide technology applications and technology-enabled business services to financial institutions. These solutions enable our customers’ digital transformations, which help them improve efficiency, enhance service quality, reduce costs and risks.

More Information

Asset Securitization Platform

The platform provides intelligent technology empowerment for all parties involved in asset securitization (original equity holders, managers, investors, and intermediaries) including deal sourcing, deal execution, underwriting, and duration management. By applying leading artificial intelligence, blockchain, big data and smart contracts, smart review and issuance, smart matching marketing, online signing and fast settlement are made available to customers. The business scenario covers the entire process of asset incubation and off-balance-sheet financing and supports 14 types of basic assets such as auto insurance (commercial cars, individual cars), supply chain, financial leasing, and consumer finance.

Product System

  • Intelligent ABS Platform

    1. Full products: support financial products such as ABS, CLO, ABN, structured non-standard and standard debts and stocks
    2. Full market: support different market standards such as exchange, inter-bank, Banking Credit Assets Registration & Transfer Center and institutional quotation system
    3. Whole process: life-cycle empowerment of deal sourcing, deal execution, underwriting and duration management
  • Intelligent Contract Platform

    1. Intelligent and full-process operation and management platform
    2. 2+7:

      2 general solutions: end-to-end whole-process cloud platform and intelligent remote signing7 industry solutions:intelligent documents review, investment bank intelligent undertaking, trust intelligent sales, bank intelligent audit, fund intelligent presentation, insurance intelligent operation, bankcredit online

    3. 30 intelligent tools

Product Advantages

  • 资产管理自动化

    Automation of Asset Management

    One-click automatic completion

    1. Screening, analysis and statistics of basic assets
    2. Cash flow calculation, etc.
  • 产品承做智能化

    Intelligent Deal Execution

    1. Intelligent identification of due diligence draft
    2. Intelligent generation of transaction documents
    3. Intelligent analysis of reports
  • 投后管理系统化

    Systematization of Post-investment Management

    1. Dynamic display of assets
    2. Comprehensive monitoring of public opinion
    3. Improve risk early warning
  • 闭环数据

    Save More Manpower

    1. fully online processing flow
    2. reduce 50% and above manpower

Case — Intelligent O2O ABS Services

服务

Case: Intelligent ABS Services

Wealth management of private banks
Online-based service

Operational efficiency improvement

Save labor cost

Asset-Liability Platform

Through the comprehensive and coordinated management of assets and liabilities, we help financial institutions to achieve the balancing and optimization of profit, capital, liquidity and interest rate risk targets while improving the daily analysis and decision-making capabilities for financial institutions. Service modes include localization implementation, cloud platform operation, consulting and trusteeship services, system operation and maintenance, upgrading and data services, etc.

Product System

  • Asset - liability management

    1. Managing liquidity and interest rate risk to achieve a dynamic balance
  • Pricing Management

    1. Accurate measurement and evaluation of the cost of capital
    2. Scientifically pricing internal and external prices
  • Economic Capital Management

    1. Accurate measurement of capital occupation
    2. Optimization of capital planning and allocation
  • Cost Apportionments

    1. Scientifically allocate operating costs to a multi-dimensional system
  • Profit Analysis

    1. Comprehensive profit analysis system towards income, risk and capital

Product Advantages

Based on five major data sources, we provide multi-scenario risk control solutionsand full-process risk control services on loan origination, loan servicing, delinquency management in an agile manner.

  • 产品用例丰富

    Abundant and concrete cases

    1. Over900 financial institutions have implemented our products
    2. Occupies 60% market share
    3. Over 50% repurchase rate
  • 产品服务一体化

    Product and service integration

    1. Forward-looking, full chain and integration
    2. Integrated service system: consultation, implementation, operation and maintenance, housekeeping and training
    3. Big Data and Cloud Platform Deployment
    4. Fully owned intellectual property rights
  • 产品先进

    Advanced products

    The pioneer domestic asset-liability portfolio management solution, efficiency management tool and system platform to help our clients to make intelligent capital and liability decisions

    • Dynamic forward-looking management

      Quantitative and dynamic forward-looking management decision-making

    • Quantitative balance management

      Balancing profit, risk and other management objectives

    • Efficient decision-making on operation

      1. Obtaining business information in time and accurately toimprove the efficiency of analysis and decision-making

The Case on Asset & Liability Portfolio Management

资产负债

The Case on Management Accounting Cloud PlatformThe case of A Provincial Rural Credit Cooperative

销售管理解决方案

Case — Fund Transfer Pricing

资金转移定价

Case Analysis— Profit Analysis

盈利分析

Smart Investment & Research Platform

Based on rich proprietary data and AI intelligent model, we conduct in-depth research on products and managers of public and private funds in the market, empower the whole process of fund research, portfolio construction, portfolio management, risk attribution and report management to provide integrated end-to-end intelligent investment and research services. Target customers include banks/financial subsidiaries of banks, insurance asset management, overseas funds, trusts and security firms.financial subsidiaries of banks, insurance asset management, overseas funds, trusts and security firms.

Product System

  • KYM Smart Investment & Research Platform

    1. Main logic: Macro Research + Asset Research + Fund Manager Research
    2. Proprietary factor system
    3. Integrated end-to-end service
  • TAMP Platform

    1. Intelligent investment & research portfolio allocation capability functioning as the pillar
    2. Helping wealth advisors serve high net worth customers
    3. Online wealth management process

Product Advantages

  • 路车人体系

    Research Path + Research Subject + Manager system

    1. KYM Three-dimensional model: fund manager, macro-environmental conditions, macro-models of asset style conditions
    2. Factor system
    3. Asset allocation model
  • 深度画像

    In-depth Portrait

    1. 1F + 2M + 5P
    2. Evaluation system suitable for China’s market
    3. Database covering public funds and private funds
    4. 7 dimensions,14,000+ factor libraries
    5. Deeply portray more than 10,000 fund managers and 220,000 fund products 10,000 fund managers 220,000 fund products
  • 端到端全流程

    End-to-end whole-process

    1. Rich featured data and AI models
    2. Full process empowerment: research and analysis, portfolio construction, portfolio management, risk attribution, report management, etc.

Effectiveness — Dramatic Improvement of Investment and Research Efficiency

Asset Securitization Platform

The platform provides intelligent technology empowerment for all parties involved in asset securitization (original equity holders, managers, investors, and intermediaries) including deal sourcing, deal execution, underwriting, and duration management. By applying leading artificial intelligence, blockchain, big data and smart contracts, smart review and issuance, smart matching marketing, online signing and fast settlement are made available to customers. The business scenario covers the entire process of asset incubation and off-balance-sheet financing and supports 14 types of basic assets such as auto insurance (commercial cars, individual cars), supply chain, financial leasing, and consumer finance.

Product System

  • Intelligent ABS Platform

    1. Full products: support financial products such as ABS, CLO, ABN, structured non-standard and standard debts and stocks
    2. Full market: support different market standards such as exchange, inter-bank, Banking Credit Assets Registration & Transfer Center and institutional quotation system
    3. Whole process: life-cycle empowerment of deal sourcing, deal execution, underwriting and duration management
  • Intelligent Contract Platform

    1. Intelligent and full-process operation and management platform
    2. 2+7:

      2 general solutions: end-to-end whole-process cloud platform and intelligent remote signing 7 industry solutions:intelligent documents review, investment bank intelligent undertaking, trust intelligent sales, bank intelligent audit, fund intelligent presentation, insurance intelligent operation, bankcredit online

    3. 30 intelligent tools

Product Advantages

Five major data sources, multi-scenario risk control solutions, and full-process risk control services on loan origination, loan servicing, delinquency management with quick iteration

  • Automation of Asset Management

    One-click automatic completion

    1. Screening, analysis and statistics of basic assets
    2. Cash flow calculation, etc.
  • Intelligent Deal Execution

    1. Intelligent identification of due diligence draft
    2. Intelligent analysis of reports
    3. Intelligent generation of transaction documents
  • Systematization of Post-investment Management

    1. Dynamic display of assets
    2. Comprehensive monitoring of public opinion
    3. Improve risk early warning
  • Save More Manpower

    1. fully online processing flow
    2. reduce 50% and above manpower

Case — Intelligent O2O ABS Services

A Securities Company

服务

In the deal execution stage for a customer, the platform can effectively improve the issuance operation efficiency by more than 50%, reduce the communication time by more than 30% and complete the writing of a complete set of transaction documents within one day. At the same time, it can realize the real-time feature analysis of more than 40 dimensions of the underlying assets in the lifetime and achieve the automatic generation of post-investment management reports and regulatory submission materials in seconds so as to eliminate complicated and repetitive work and reduce manual operation 50%;more than 50% reduce the communication time by more than 30% and complete the writing of a complete set of transaction documents within one day. At the same time, it can realize the real-time feature analysis of more than 40 dimensions of the underlying assets in the lifetime and achieve the automatic generation of post-investment management reports and regulatory submission materials seconds so as to eliminate complicated and repetitive work and reduce manual operation

Case: Intelligent ABS Services

A Trust Company

Wealth management of private banks
Online-based service

Operational efficiency improvement

Save labor cost

It deeply integrates with customer business scenarios, hits the "online order + online contract + video verification" business pain points, reconstructs the online sales process of private banking product mobile banking APP and creates a one-stop, full-process, online subscription and contracting solution, significantly reducing customer time costsand improving customer product purchase experience.

Asset-Liability Platform

Through the comprehensive and coordinated management of assets and liabilities, we help financial institutions to achieve the balancing and optimization of profit, capital, liquidity and interest rate risk targets while improving the daily analysis and decision-making capabilities for financial institutions. Service modes include localization implementation, cloud platform operation, consulting and trusteeship services, system operation and maintenance, upgrading and data services, etc.

Product System

  • Asset - liability management

    1. Managing liquidity and interest rate risk to achieve a dynamic balance
  • Pricing Management

    1. Accurate measurement and evaluation of the cost of capital
    2. Scientifically pricing internal and external prices
  • Economic Capital Management

    1. Accurate measurement of capital occupation
    2. Optimization of capital planning and allocation
  • Cost Apportionments

    1. Scientifically allocate operating costs to a multi-dimensional system
  • Profit Analysis

    1. Comprehensive profit analysis system towards income, risk and capital

Product Advantages

Based on five major data sources, we provide multi-scenario risk control solutionsand full-process risk control services on loan origination, loan servicing, delinquency management in an agile manner.

  • Abundant and concrete cases

    1. Over900 financial institutions have implemented our products
    2. Occupies 60% market share
    3. Over 50% repurchase rate
  • Product and service integration

    1. Forward-looking, full chain and integration
    2. Integrated service system: consultation, implementation, operation and maintenance, housekeeping and training
    3. Big Data and Cloud Platform Deployment
    4. Fully owned intellectual property rights
  • Advanced products

    The pioneer domestic asset-liability portfolio management solution, efficiency management tool and system platform to help our clients to make intelligent capital and liability decisions

      • Quantitative balance management

        Balancing profit, risk and other management objectives

      • Efficient decision-making on operation

        Obtaining business information in time and accurately toimprove the efficiency of analysis and decision-making

    The Case on Asset & Liability Portfolio Management

    The Case of a National Joint-stock Bank

    By integrating management tools and measurement engines such as assets and liabilities, capital, MPA and pricing portfolio, we have formed the first intelligent asset-liability portfolio management system in China. Focusing on multiple objectives such as capital, liquidity and interest rate risk, we have realized intelligent quantitative balance management through functions such as multi-dimensional business portfolio analysis, automatic scenario simulation and calculation, and optimal allocation scheme designed for large-scale assets and liabilities

    The Case on Management Accounting Cloud PlatformThe case of A Provincial Rural Credit Cooperative

    A provincial rural credit cooperative

    The project covers assets and liabilities, capital position, pricing and other modules, breaks down the data barriers among the modules and builds a cloud-based digital operation platform through cooperative operation service mode. It serves 98 rural commercial banks under its jurisdiction, forms PDCAclosed-loop management, reduces the need for manual intervention and improves management efficiency and benefits.Compared with the traditional mode, the overall construction period is shortened by 66% and the construction cost is saved by 50%. After the operation of the platform, the rural commercial banks under its jurisdiction can realize scientific management of capital responsibility, quantitative analysis of business and accurate implementation of business. Through forward-looking resource allocation, ROE is effectively improved by 50-100BP.

    Case — Fund Transfer Pricing

    A City Commercial Bank

    Through multi-dimensional data modules, we can conduct analysis of operating status perspective, budget revenue simulation, interest rate risk sensitivity testing and customer behavior modeling to meet regulatory requirements while improving daily analysis efficiency and decision-making capabilities

    Interacts with 21 systems in the bank through the data sharing platform. The daily processing data volume is nearly 230 million

    Adopt advanced pricing, profit management and risk management methodology and mainstream data processing technology to integrate data, fitting the business development plan in the next 3-5 years

    Case — Fund Transfer Pricing

    A Rural Commercial Bank

    To promote refined management capabilities of rural commercial banks by conducting performance analysis, profit and loss interval perspective, channel efficiency control, pricing verification, assessment application, etc. through multiple dimensions such as institutions, lines, products, customers, account managers, channels, etc.

    Realize the fine collection and allocation of the intermediate business income and the account-level measurement of value-added tax, and realize the performance split of the account in accordance to the performance appraisal system

    Smart Investment & Research Platform

    Based on rich proprietary data and AI intelligent model, we conduct in-depth research on products and managers of public and private funds in the market, empower the whole process of fund research, portfolio construction, portfolio management, risk attribution and report management to provide integrated end-to-end intelligent investment and research services. Target customers include banks/financial subsidiaries of banks, insurance asset management, overseas funds, trusts and security firms. / financial subsidiaries of banks, insurance asset management, overseas funds, trusts and security firms.

    Product System

    • KYM Smart Investment & Research Platform

      1. Main logic: Macro Research + Asset Research + Fund Manager Research
      2. Proprietary factor system
      3. Integrated end-to-end service
    • KYM Smart Investment & Research Platform

      1. Intelligent investment & research portfolio allocation capability functioning as the pillar
      2. Helping wealth advisors serve high net worth customers
      3. Online wealth management process

    Product Advantages

    • Research Path + Research Subject + Manager system

      1. KYM Three-dimensional model: fund manager, macro-environmental conditions, macro-models of asset style conditions
      2. Factor system
      3. Asset allocation model
    • Abundant and concrete cases

      1. 1F + 2M + 5P
      2. Evaluation system suitable for China’s market
      3. Database covering public funds and private funds
      4. 7 dimensions,14,000+ factor libraries
      5. Deeply portray more than 10,000 fund managers and 220,000 fund products 10,000 fund managers 220,000 fund products
    • End-to-end whole-process

      1. Rich featured data and AI models
      2. Full process empowerment: research and analysis, portfolio construction, portfolio management, risk attribution, report management, etc.

    Effectiveness — Dramatic Improvement of Investment and Research Efficiency

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