Digital Insurance Solutions
Digital Insurance Solutions are building up an insurance Fintech products system featuring smart authentication, smart prompt settlement and smart loss adjustment and is endeavoring to be the global leading insurance technology service platform. This platform is built with cutting-edge AI technology. Featuring online and offline interaction, it provides insurance companies with smart services, which are quick to update and self-developed, and incomparable experience, which is highly flexible and responsive. This platform will increase the overall level of technology application in insurance industry. Small and medium-sized insurance companies can have access to the most advanced insurance technologies at a relatively low cost, which will then bring improvements to so many aspects of insurance industry, including efficiency, risk management, cost and customer experience.
Smart Insurance Cloud products bring intelligence and innovation to the traditional models of insurance purchase, compensation, customer service and conservation, and offers bigger development opportunities for the remote, online and mobile services of the industry in the future. By combining insurance with artificial intelligence closely, the Platform offers customers the best experience ever.
Smart Prompt Settlement
Smart Prompt Settlement uses image damage assessment, automatic pricing and smart risk management technology to complete the inspection and damage assessment of vehicles efficiently. This technology can shorten the time of claim settlement on auto insurance from the industry average level of 2 to 3 days to 2 hours, and significantly reduce management risk caused by manual operation. It is the only AI loss assessment and risk management product truly applied in the domestic auto insurance market. Once the product is promoted throughout the industry, it is expected that problems such as disputes resulting from low efficiency, high claim leakage risk will be addressed and that over RMB 20 billion will be saved from claim leakage in the auto insurance sector and settlement operation efficiency improving over 40%.
open platformIndustry pain points easily resolved
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200亿+
Over RMB 20 billion saved from claim leakage
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40%+
Over 40% efficiency rate increase for cases under RMB 10,000
— Highly Accurate Automatic Pricing —
OEM Data
Country-wide Data Collection
Automatic Writeback Of Production Data
Four Technology Highlights
High Image Recognition Rate
The system recognizes all passenger vehicle models and outer parts, and has 23 damage levels. Its smart recognition accuracy is as high as over 90%.
Loss set in seconds
Price for repairing can be determined in seconds after single button to upload the photos.
Automatic Pricing With Accuracy
The system has a price system covering the entire country and permeating to counties and cities for auto parts and hourly rates of human labor, therefore can achieve the accurate prices for damages.
Smart Risk Prevention
The system carries a risk factor database covering stages from insurance purchase to claim settlement and has developed over 30,000 digital claim settlement risk prevention rules to effectively lower the costs.
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