OneConnect Named to KPMG China FinTech Top 50 Double List for 8th Consecutive Year
Driven by AI Capabilities and Productization to Empower High-Quality Financial Development
Recently, the Xiong’an Financial Technology Industry Promotion Event – KPMG China FinTech Top 50 Double List Launch Ceremony was held in Xiong’an New Area, Hebei Province.
Backed by its extensive experience in real financial scenarios, consistent technological innovation, proven AI exploration and application achievements, as well as continuously enhanced productization capabilities that translate technology into tangible business value, OneConnect has once again been selected for KPMG China’s prestigious FinTech Top 50 Double List, marking its 8th consecutive year on the ranking.
As a key industry bellwether for China’s fintech sector, KPMG’s FinTech 50 list has now entered its 10th year. This year’s list maintains the “Top 50 + Top 50” framework, covering 10 core tracks including AI & big data, financial infrastructure, and digital intelligence enablement. It reflects the sector’s profound shift from early-stage model innovation to technology-driven support for the real economy and high-quality financial development.
Against the backdrop of the 15th Five-Year Plan proposals positioning tech finance as the first of the “Five Major Financial Priorities”, the long-term value of fintech firms increasingly hinges on their ability to turn technological strength into sustainable business and operational capabilities.
OneConnect’s transformation path has become highly representative of this industry evolution.In recent years, with AI as its underlying engine, the company has gradually built a business model centered on “business consulting + technology platforms + operational revenue sharing”. Moving beyond single-system or project-based delivery, it abstracts field-proven practices into replicable methodologies and product capabilities, deeply integrating into clients’ business processes for long-term operation and co-creation of value.
This model serves the complex transformation needs of large financial institutions while providing feasible digital upgrade pathways for regional banks and specialized operators.
Underpinning this business model is the systematic maturity of OneConnect’s AI capabilities.Leveraging Ping An Group’s “AI in ALL” strategy, OneConnect has advanced AI from a pure tool to productized, platform-based services, acting as a critical hub connecting business consulting, system construction and operational optimization.
In practice, OneConnect does not merely deliver technology platforms; it embeds financial process design, risk control logic and operational expertise into core systems, upholding the long-term methodology of “business built on processes, processes built on systems”, helping clients strengthen their own operational and sustainable development capabilities.
In terms of practical deployment, intelligent voice and intelligent vision serve as the two pillars of its AI applications.
· Its intelligent voice system integrates ASR, NLP, large models and agent technologies to support high-concurrency, multi-scenario services, significantly reducing reliance on manual labor.
· Intelligent vision excels in anti-fraud and identity verification scenarios.
Taking the Hong Kong market as an example, OneConnect’s AI anti-fraud solutions serve multiple leading banks, holding a market share of over 70% among Hong Kong retail banks. Its Anti-Fraud Strategy Platform was selected for the Hong Kong Monetary Authority’s second Generative AI Sandbox, achieving a comprehensive defense rate of over 96% and leading the industry across multiple key indicators.
While maintaining steady growth in the domestic market, OneConnect is replicating this model overseas, upgrading its global expansion from single technology export to full model and capability export.
As of October 2025, OneConnect’s overseas business covers 20 countries and regions, serving 215 overseas financial institutions, with both contracted value and revenue achieving rapid growth — marking a phase of tangible results for its international strategy.
Industry observers noted that this transformation not only demonstrates the maturity of OneConnect’s business model but also reflects a shift in the overseas strategy of Chinese fintech firms: moving from isolated technology sales to sustainable systemic capability and operational model exports, laying a solid foundation for long-term international growth.
The 15th Five-Year Plan proposals list “tech finance” as the first of the financial sector’s “Five Major Priorities”, underscoring the growing role of fintech in serving the real economy and enhancing the resilience of the financial system.
Moving forward, OneConnect will continue to leverage Ping An Group’s “AI in ALL” strategy and integrated financial ecosystem advantages, deepen the integration of artificial intelligence and financial services, and advance technological innovation, product upgrading and international cooperation. It will continue to help financial institutions reduce costs, improve efficiency and enhance service quality.
Being named to the KPMG China FinTech Top 50 Double List for the eighth consecutive year is not only a recognition of OneConnect’s technological and business achievements over the past year, but also a vote of confidence in its long-term development strategy.
As fintech transitions from rapid expansion to high-quality development, OneConnect is pursuing a more stable and sustainable path that deeply unites technological value and commercial value.
