Data Service Platform

Digital Banking | Digital Retail Banking

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Solution Overview

Data service consists of personal basic infomation, justice information, house, address, vehicle, fund flow, etc. And the platform has strong underlying systems with standardized APIs, which widely services small and medium-sized banks, inclusive finance, leasing and factoring.

Business Challenges

Lack of application experience

Learning the application scenarios from peers and improving online digital processes
Purchasing different data from different suppliers

Time consuming and labor-intensive
Unstandardized APIs

More effort need to be taken to unified the fields from different APIs, otherwise data storage would be confused.
Unstable Data Service

Backup suppliers are demanded for the same data requirement.

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Product Solutions

Abundant Data + Standardized APIs +Highly Stability

Product Strengths

One-stop Service of Abundant Data Products

Augmenting data from multiple different sources at once purchasing
Standardized APIs

The fields with the same meaning have the same names and enumerated values in different APIs, which make it easy to store and perform secondary processing
Highly Stability

There are multiple data sources behind one data product. Thus, the primary and backup lines could ensure the uninterrupted service.
Scenario application

Serving hundreds of financial institutions, we are familiar with the practical application of data in business, and able to provide guidance and suggestions.

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Customer Cases

Data Application in Smart Double recording System

Multiple types of personal information verification data have been scenario based embedded into actual business.

Real time identity verification and facial recognition can be performed in smart double recording system, when customers apply for loans at the bank counter.
Verification and recognition are carried out continuously throughout the entire double recording process, which plays an anti fraud role in preventing personnel changes during the whole process.
Since 2018, this data application pattern has been promoted to hundreds of branches of PAB, serving nearly 10000 customers.